{"ru":"7 советов, как сэкономить деньги в 2023\/2024 году"}

Saving money is very important for your financial stability and improving your standard of living. Your ultimate goal can be anything: to save for a major purchase, to save for a comfortable old age, or simply to create a financial cushion. And what's important is that you are able to achieve it.

1. Make a budget and control your spending.

A budget will help you put limits in different categories. Controlling your spending will also help you avoid unnecessary spending.

2. analyze your shopping prices and look for the best deals.

To save money, you need to constantly monitor the prices of the products or services you want and look for better deals.

3. Use coupons and cashback services.

Many stores and companies provide coupons that help you save money. Our cashback service will help you get some of your money back from purchases at 1,500+ stores worldwide.

4. Open a bank deposit or invest.

A savings account is unlikely to outpace current inflation, but is the easiest type of capital preservation. Investing in stocks is riskier, but the returns from them with a well-balanced portfolio will not only help outpace inflation, but also multiply capital.

5. Study current banking products.

Some of them can help you reduce expenses. For example, a loyalty program, cashback, offers from partners, etc.

6. Reduce energy and water consumption at home.

This will help reduce your utility bills.

7. Set aside 1/10th of your income.

Just 10% set aside from your earnings will seem inconspicuous, but it will allow you to accumulate a financial safety cushion.
 
Saving money is useful because it allows you to save for future purchases and financial goals. Saving money creates a level of security that allows you to feel comfortable and secure in any situation.